Calculator
SIP Calculator
Assumptions used
- The instalment is invested at the start of every month.
- The rate of return stays constant for the entire period.
- Expense ratio, exit load and taxes are not deducted.
Your SIP illustration
₹10,000 every month for 15 years at 12% assumed return
This calculator is an illustrative tool. It uses a constant assumed rate of return and does not predict or guarantee actual results. Mutual fund returns are market-linked and will vary. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
How this calculator works
- Uses the standard SIP future-value formula: FV = P x [((1 + i)^n - 1) / i] x (1 + i), where P is the monthly instalment, i is the annual rate divided by twelve, and n is the number of monthly instalments.
- The instalment is treated as invested at the start of each month, so it earns a full month of growth.
- The rate of return is assumed to stay constant for the whole period. Real returns vary year to year.
- Expense ratio, exit load and taxes are not deducted, so the figures are gross illustrations.
The output of this calculator is an illustration, not a projection, a recommendation or a promise of returns. It does not take your personal circumstances into account. Read the full disclaimer before acting on it.
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