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Lumpsum Calculator

Useful when you have a single amount to invest rather than a monthly instalment - a bonus, a maturity, or money that has been sitting idle.
₹5,00,000₹5,000₹1,00,00,000
10 years140
12%130

Formula used

Future value = Principal × (1 + rate) raised to the number of years, compounded annually at a constant rate. Expense ratio, exit load and taxes are not deducted.

Your lumpsum illustration

₹5,00,000 invested once, held for 10 years at 12% assumed return

Initial investment₹5,00,000
Estimated returns₹10,52,924
Total value₹15,52,924
Lumpsum growth: projected invested amount and total value by year.
Yr 1Yr 3Yr 5Yr 7Yr 9Yr 10
Total valueInvested amount
Discuss a Lumpsum Investment

This calculator is an illustrative tool. It uses a constant assumed rate of return and does not predict or guarantee actual results. Mutual fund returns are market-linked and will vary. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

How this calculator works

  • Uses Future value = Principal x (1 + rate) ^ years, compounded annually.
  • The rate of return is assumed to stay constant for the whole period.
  • Expense ratio, exit load and taxes are not deducted.

The output of this calculator is an illustration, not a projection, a recommendation or a promise of returns. It does not take your personal circumstances into account. Read the full disclaimer before acting on it.

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Turn the illustration into a plan

Numbers on a screen are a starting point. We will help you decide the amount, the categories and the timeline that suit your situation.

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