About Us
With You at Every Step of Your Journey
Who we are
A mutual fund distribution practice built on plain answers
Founded in 2016, TEAM4 was established with a profound commitment to reaching out to the common man and bridging the gap in the financial sector for its clients. Driven by the core vision of 'Transforming Lives', the practice has steadily evolved over the years to meet the dynamic needs of the market.
What initially began under the umbrella of TEAM4 Consultancy - providing comprehensive services ranging from client risk assessment consultancy and risk coverage instruments to property management - eventually expanded its horizons. Recognising the need for a specialised focus, TEAM4 Finvest was carved out as a distinct and successful network of distributors in the financial services industry.
TEAM4 Finvest works with individuals and families who want their investments organised around real goals rather than around whatever happens to be selling that season. We are registered with the Association of Mutual Funds in India as a mutual fund distributor under ARN-162936.
Most people who come to us are not looking for complexity. They want to know how much to invest, where it should go, what could go wrong, and whether they are on track. Those are the questions we answer, in language that does not require a finance background.
Our office is in Manimajra, Chandigarh, which keeps us within reach of investors across Chandigarh, Mohali, Panchkula, Zirakpur and Kharar. We also work with clients elsewhere in Punjab, Haryana, Himachal Pradesh and Delhi NCR, and with NRIs who want to keep a financial footprint in India.
Make investing understandable, and keep it that way
To help every client invest with a clear purpose, a realistic plan and a full understanding of the risks involved - and to stay reachable long after the first investment is made.
A trusted long-term partner for families in the Tricity and beyond
To be the practice that families in Chandigarh, the Tricity and NRIs abroad turn to across decades - for the first SIP, the difficult market, and every review in between.
Investment philosophy
What we believe about investing
Goals before products
Every investment should have a job. We decide what the money is for and when it is needed before we discuss where it should go.
Time in the market, not timing it
We plan for full market cycles. We do not make predictions about where markets go next, and we are cautious of anyone who does.
Asset allocation does the heavy lifting
How money is split between equity and debt usually matters more over time than which individual scheme is picked.
Understand the risk, not just the return
Lock-ins, exit loads, volatility and tax treatment are explained before you invest, not after.
Review, and change only with reason
Portfolios are reviewed periodically. Churning for the sake of activity costs money and rarely helps.
Say so when the answer is no
If a product does not suit you, or if doing nothing is the better option, that is what we will tell you.
Leadership
The people behind TEAM4 Finvest
Manohar Singh Negi
Founder, TEAM4
The practice is spearheaded by its Founder, Mr. Manohar, who brings nearly two decades of rich, cross-functional corporate and entrepreneurial expertise. Academically, he holds an EMBA in Finance and a B.Com from DAV College, Chandigarh, supplemented by professional certifications in PRINCE2, procurement and assertiveness.
Mr. Manohar's professional journey is built on a solid foundation of financial and resource management. His early career spans strategic marketing roles at HDB Financial Services Ltd. and Axis Sales Ltd., followed by over five years as a Senior Financial Analyst at Heron Health Pvt. Ltd., where he was instrumental in budgetary planning, cash flow forecasting and ensuring statutory compliance. He later managed project resourcing and finances at PAREXEL before transitioning into full-time entrepreneurship. Today, alongside leading the TEAM4 group (including TEAM4 Fintech LLP), he also drives TEAM4 Consultancy along with TEAM4 Finvest, overseeing everything from project deliverables and MIS to investor relations and business development.
Client-first approach
How working with us actually feels
- A free portfolio review before you commit to anything
- A recommendation you can question, with the reasoning explained
- No pressure to move existing investments to us
- Costs, lock-ins and exit loads stated upfront
- One point of contact who knows your file
- Reviews that happen because they are due, not because something needs selling
Compliance information
TEAM4 Finvest is an AMFI-Registered Mutual Fund Distributor registered under ARN-162936. As a distributor, we facilitate investments in mutual fund schemes and are remunerated by the respective asset management companies in the form of distribution commission, as permitted under applicable regulations.
TEAM4 Finvest is a mutual fund distributor and does not offer portfolio management services or assured-return products. Information on this website is general in nature and is not personalised investment, legal or tax advice.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
Read the full disclaimer and our privacy policy.
Have a question about your investments?
Ask it. A short conversation with someone who knows the subject is usually worth more than an afternoon of searching.
AMFI-Registered Mutual Fund Distributor · ARN-162936